An agreement in principle is a certificate from the mortgage lender indicating you can get the mortgage you need. We believe the first step before viewing properties is to meet with us. We’ll review your income, outgoings, and circumstances to find the best mortgage lender for you. Once we determine how much you can borrow, we’ll help you obtain an agreement in principle. This ensures you know your budget before arranging viewings and puts you in a strong position when making an offer on your perfect home.

Join us for Walk-In Wednesdays at Chapmans! Our award-winning mortgage advisor is available to answer all your mortgage questions. No appointment needed—just drop by for personalised advice on everything from first-time home buying to refinancing. Enjoy face-to-face assistance, tea, and biscuits, all free of charge. We look forward to helping you achieve your homeownership goals!

It gives us great pride in helping clients who’re so excited but very nervous about becoming homeowners and we want to ensure their journey is as smooth and stress free as possible. We do this by tailoring specific packages and advising on the most appropriate mortgage for their needs. We have access to a wide range of First Time Buyer mortgages that have been developed specifically for this market sector.

Whether you are a first-time landlord taking your initial steps into the world of property investment or a seasoned investor with an established portfolio of properties, we are here to provide you with tailored advice on a diverse selection of Buy to Let products that are currently on the market. We understand that the landscape of property investment in South Wales is constantly evolving, and we are committed to helping you navigate through the options available to find the most suitable solutions for your unique needs and goals.

With our expert guidance and support, we will work to ensure they secure a new rate that aligns with their financial goals and preferences. This is done by evaluating the market to identify the most competitive lenders at the time, allowing our clients the option to switch their mortgage to a new provider if it proves advantageous. Alternatively, we also offer the option of securing a new fixed rate with their existing lender, providing them with a seamless transition to a rate that better suits their needs. Our comprehensive approach ensures that our clients are well-equipped to make informed decisions and secure the right rate for their mortgage renewal.